How Rental Income Is Calculated for DSCR Loan Qualification
Published on: 23/03/2026
Lenders do not use whatever rent number you put on the application. They verify rental income through the property appraisal and any existing lease, then typically use the lower of the two figures to calculate your DSCR. Understanding how this works before you submit a deal prevents surprises that kill timelines and ruin lender confidence.